Agents assess your individual circumstances, financial situation, and risk tolerance to recommend policies that suit you best. This personalized approach ensures that you are not over-insured (paying for coverage you don't need) or under-insured (leaving you vulnerable).

An insurance agent is a representative who sells the policy on behalf of an insurance company. The agent helps consumers select the right insurance based on their needs, but represents an insurance company. Insurance agents will sell and negotiate different insurance policies.